Terms of Use

Terms and Conditions of Insuring Kids, LLC (www.insuringkids.com).

This web site is offered to the user subject to the user's acceptance of the terms, conditions and notices contained herein. By accessing and using this web site, the user signifies the user's agreement to and acceptance of all terms, conditions and notices contained herein, as they may be modified from time to time by Insuring Kids, LLC.

PROPRIETARY INTERESTS
This web site and all features and services provided on it are owned and operated by Insuring Kids, LLC, a California Limited Liability Entity, and are protected by applicable law. The software and content on this web site are the property of Insuring Kids, LLC, its licensors or its suppliers and are protected by U.S. and/or international copyright, trademark and/or other applicable laws. Insuring Kids, "... assisting Families, One Child at a Time" and its logo are all trademarks of the Insuring Kids, LLC. All other trademarks, service marks, product names, company names and logos appearing on this web site are the property of their respective owners. You may not copy, publish, modify, disseminate or use this web site or its contents for any purpose other than to obtain information about Insuring Kids, LLC and its products and services and to conduct the transactions offered by the Insuring Kids, LLC or its affiliates at this web site

CONSENTS, CHANGES, AND APPLICABLE LAW
Your use of this web site is deemed to be your consent to the collection and use by Insuring Kids, LLC of any information requested by Insuring Kids, LLC herein. Insuring Kids, LLC reserves the right to modify or alter this web site and its contents and the policies and conditions that govern the use of this web site at any time. Please review this web site and these terms periodically for any modifications, alterations or changes. Your continued access or use of this web site shall be deemed your acceptance and approval of any and all changes and acknowledgment of their reasonableness. By accessing this web site, you agree that all matters relating to your access to, or use of, this web site or your purchase of any products or services through this web site shall be governed by the laws of the State of California (without regard to the conflict of law provisions), that any legal action or proceeding between you and Insuring Kids, LLC or any of its affiliates shall be filed only in a federal or state court of competent jurisdiction located in Orange County, California and that you hereby consent and submit to the personal jurisdiction of such courts for the purposes of litigating any such action.

DISCLAIMER AND LIMITATION OF LIABILITY
This web site has been prepared for the purpose of providing information about Insuring Kids, LLC and its affiliates and the goods and services they provide. This web site is also intended to provide certain services to the customers of Insuring Kids, LLC. The information contained on this web site has been compiled and provided by Insuring Kids, LLC in good faith.

HOWEVER, INSURING KIDS, LLC MAKES NO GUARANTEE, REPRESENTATION OR WARRANTY ABOUT THE COMPLETENESS, CORRECTNESS, RELIABILITY OR ACCURACY OF THE INFORMATION CONTAINED HEREIN. THIS WEBSITE, INCLUDING ALL INFORMATION, SERVICES, PRODUCTS AND MATERIALS CONTAINED HEREIN, IS PROVIDED "AS IS" AND WITHOUT ANY GUARANTY, REPRESENTATION OR WARRANTY OF ANY KIND, EITHER EXPRESSED OR IMPLIED. INSURING KIDS, LLC HEREBY DISCLAIMS, TO THE FULLEST EXTENT ALLOWED UNDER APPLICABLE LAW, ALL GUARANTEES, REPRESENTATIONS AND WARRANTIES, EXPRESS OR IMPLIED, REGARDING THIS WEBSITE AND ITS CONTENTS AND OPERATION AND THE INFORMATION, SERVICES, PRODUCTS AND MATERIALS PROVIDED HEREIN, INCLUDING, BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. INSURING KIDS, LLC DOES NOT WARRANT THAT THE FUNCTIONS CONTAINED IN THIS WEBSITE WILL BE UNINTERRUPTED OR ERROR FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THIS SITE OR THE SERVER ON WHICH THIS SITE IS LOCATED ARE FREE, OR WILL BE FREE, OF VIRUSES OR OTHER HARMFUL COMPONENTS.

IN NO EVENT (EXCEPT AS OTHERWISE REQUIRED BY APPLICABLE LAW) SHALL INSURING KIDS, LLC OR ITS AFFILIATES, SUPPLIERS OR VENDORS BE LIABLE FOR ANY SPECIAL, INCIDENTAL, DIRECT, INDIRECT, CONSEQUENTIAL, PUNITIVE OR ANY OTHER DAMAGES OF ANY KIND ARISING FROM THE USE OF THIS WEBSITE OR FOR ANY GOODS OR SERVICES OBTAINED ON THIS WEBSITE, EVEN IF INSURING KIDS, LLC HAS BEEN ADVISED OR OTHERWISE KNOWS OF THE POSSIBILITY OF SUCH DAMAGES.

THE INCLUSION IN THIS WEBSITE OF ANY LINKS TO WEBSITES MAINTAINED AND OPERATED BY THIRD PARTIES IS FOR THE USER'S CONVENIENCE ONLY AND DOES NOT IMPLY ANY ENDORSEMENT OF THE MATERIAL ON THOSE WEBSITES. INSURING KIDS, LLC IS NOT RESPONSIBLE FOR THE CONTENT AND PERFORMANCE OF THOSE WEBSITES, FOR YOUR USE OF THEM OR FOR ANY TRANSACTIONS YOU MAY CONDUCT WITH THEM.

NO LEGAL ADVICE
The information contained on this web site is for informational purposes only and should not be used for any other reason other than entertainment. The information on this web site may be presented in conclusory, shorthand or summary form and is not intended to supplant legal advice provided by your own attorney or other legal provider.

PRIVACY ISSUES
Insuring Kids, LLC recognizes your right to confidentiality and is committed to protecting your privacy. Insuring Kids, LLC releases limited identifying personal information to third parties, additional information as authorized by you, or when legally required to do so. Further, information is released in connection with the purchase of products or services, as otherwise directed by the customer, as required by law, or as needed to provide necessary and appropriate service to Parents, Customers and the General Public. Insuring Kids, LLC may share or release non-personal, summary, or aggregate customer data to third parties. Healthy Families products and services are administrator by the State of California and Insuring Kids, LLC makes no warranties to their accuracy.

SUBMISSION OF INFORMATION
Insuring Kids, LLC is required by the State of California to display the following notice, regarding the submission of personal information: "In the State of California, laws exist to ensure that government is open and that the public has a right to access appropriate records and information possessed by State government. At the same time, there are exceptions to the public's right to access public records. These exceptions serve various needs including maintaining the privacy of individuals. Both State and Federal laws provide exceptions. All information collected by the State of California becomes public record that may be subject to inspection and copying by the public, unless an exemption in law exists. In the event of a conflict between this Use Policy and the Public Records Act, the Information Practices Act or other law governing the disclosure of records, the Public Records Act, the Information Practices Act or other applicable law will control."

INFRINGEMENT NOTIFICATION
To file a notice of infringement with us, you must provide a written communication (not by email) to Insuring Kids, LLC, PO Box 615, Trabuco Canyon, CA 92678-0615. Please note that you will be liable for damages (including costs and attorneys' fees) if you materially misrepresent that a product or activity is infringing your copyrights. Accordingly, if you are not sure whether certain material of yours is protected by copyright laws, we suggest that you first contact an attorney.